401k Max Contribution 2024 Married Filing Joint. In 2024, the income limit for the credit increased to $76,500 for married couples filing jointly, up from $73,000 in 2023. And if you’re married filing jointly, your joint income must be below $76,500.

The contribution limit for 401(k)s, 403(b)s, most 457 plans and the federal government’s thrift savings plan is $23,000 for 2024, up from $22,500 in 2023. So, joint filers with a magi.