529 Plan Limits 2024. Suppose you want to add more to the account. In 2024, you can contribute up to $18,000 annually or $36,000 per married couple without paying any gift tax.

In 2024, you can save up to $18,000 per parent in a 529 account, or $36,000 per couple. In 2024, you can contribute up to $18,000 per beneficiary per year before you’d need to file irs form 709.